<div id="readability-page-1"><div id="parent_top_div"><p>Starting July 1, HDFC Bank Regalia Gold Credit Card users must meet new quarterly spending thresholds to retain complimentary domestic airport lounge access. The move marks another effort by lenders to tighten premium card perks amid rising lounge usage.</p> <p>  Under the revised policy, Regalia Gold customers must spend at least Rs 60,000 in the previous calendar quarter to qualify for complimentary domestic airport lounge access in the next quarter. The change will impact customers who used the card mostly for travel benefits.</p> <h3>  What exactly is changing?</h3> <p>  Eligible cardholders presently can access participating domestic airport lounges without any spend-based condition. From July, access will be conditional.</p> <p>  Customers will continue to receive up to three complimentary domestic lounge visits per calendar quarter, but only after meeting the spending threshold.</p> <p>  For instance:</p> <ul> <li>   To access lounges between July and September, a customer must spend Rs 60,000 between April and June 2026</li> <li>   Lounge eligibility will reset every quarter based on spending in the immediately preceding quarter</li> <li>   The benefit will work through direct card swipe at participating lounges</li> </ul> <p>  HDFC Bank has clarified that there will be no voucher-based access system</p> <h3>  Why banks are tightening lounge access</h3> <p>  Over the past two years, banks across India have steadily reduced “free” airport lounge benefits on credit cards. The main reason is the sharp rise in lounge usage, especially after premium travel cards became more common among salaried users.</p> <p>  Banks typically pay lounge operators each time a customer enters. As usage surged, these costs increased significantly. Spend-linked rules help banks ensure that only high-spending or actively engaged customers continue receiving premium benefits.</p> <p>  Several card issuers, including ICICI Bank, Axis Bank and State Bank of India, have already introduced similar spending conditions on select cards.</p> <h3>  International lounge access stays unchanged</h3> <p>  The bank has not changed the international lounge programme attached to the card.</p> <p>  Cardholders will continue to receive six complimentary international lounge visits annually through Priority Pass without any spending requirement.</p> <p>  Other changes to the Regalia Gold card</p> <p>  HDFC Bank has also revised some reward and foreign transaction-related features on the card.</p> <p>  Key changes include:</p> <ul> <li>   Reward earning structure revised from May 15, 2026</li> <li>   Dynamic Currency Conversion mark-up set at 1.75 per cent on eligible international rupee transactions</li> <li>   Joining and annual renewal fee remains Rs 2,500 plus taxes</li> </ul> <h3>  What cardholders should do</h3> <p>  Existing users may now need to evaluate whether they can comfortably meet the Rs 60,000 quarterly spending threshold.</p> <p>  For customers who travel occasionally and spend less on cards, the lounge benefit may become harder to unlock. However, users with high monthly card spends may not see much practical impact.</p> <p>The broader trend suggests that airport lounge access is increasingly shifting from being a mass-market perk to a reward tied to higher card usage and premium spending behaviour.</p> </div></div>

HDFC 銀行

<p>從 7 月 1 日起，HDFC 銀行 Regalia Gold 信用卡用户必須每季度消費 60,000 印度盧比，以保留免費國內機場貴賓室使用權。此項變更旨在因貴賓室使用量增加而收緊高端卡的福利。客户仍將每季度獲得最多三次免費訪問，但僅在達到消費門檻後才能享受。國際貴賓室的使用規定保持不變。其他修訂包括獎勵和外幣交易費用的變化。這一趨勢反映出將貴賓室使用權與更高消費行為掛鈎的轉變</p>

HDFC 銀行調整了 Regalia Gold 貴賓室的訪問權限和獎勵規則：詳細信息