<p>渣打集團計劃裁減數千個職位，因為人工智能代理在金融行業中越來越多地取代後台員工。</p>
<p>這家銀行巨頭在昨晚表示，到 2030 年，公司行政崗位的數量將至少減少 15%，相當於近 8,000 個職位。</p>
<p>該公司沒有提供具體的裁員地點，但在印度、中國、馬來西亞和波蘭擁有大量的後台運營。</p>
<p>該銀行僱傭了大約 82,000 名員工，其中約 52,000 名在行政崗位上。一些受影響的員工將被調往業務的其他部分。</p>
<p>在公告發布後，渣打集團的股價上漲了最多 2.5%。</p>
<p>渣打集團是最新一家宣佈大規模裁員的銀行，因為人工智能技術不斷進步。</p>
<p>滙豐控股也準備裁減約 20,000 個崗位，相當於其總員工人數的約 10%。</p>
<p>高盛的總裁兼首席運營官約翰·瓦爾德倫最近將其銀行的後台和行政崗位形容為 “人類裝配線”，適合自動化。</p>
<p>摩根士丹利預測，在未來五年內，超過 200,000 個歐洲銀行職位面臨人工智能的威脅。</p>
<p>人工智能已經對更廣泛的就業市場產生了顯著影響。</p>
<p>財政研究所（Institute for Fiscal Studies）最近表示，人工智能是導致去年底英國 16 至 24 歲年輕人中只有一半在薪資工作中的原因之一。</p>
<p>Anthropic 的首席執行官達里奧·阿莫代伊警告稱，人工智能可能會消除法律、金融和諮詢等領域多達一半的初級白領職位，並導致美國失業率在未來幾年內上升至 20%。</p>
<p>渣打集團的這一舉措是其首席執行官比爾·温特斯（Bill Winters）改善盈利能力的新戰略的一部分。該銀行希望到 2028 年將其所謂的每員工收入提高五分之一。</p>
<p>温特斯先生表示：“我們正在投資於將增強我們競爭優勢並推動可持續增長和更高質量回報的能力。”</p>
<p>在四月份，渣打集團表示已撥出 1.9 億美元（1.42 億英鎊）以對沖伊朗戰爭帶來的潛在風險，但仍維持年度指引。</p>
<p>該銀行報告稱，今年第一季度的税前利潤創下 25 億美元的記錄，同比增長 17%。</p>

渣打集團

匯豐控股

<p>渣打集團計劃到 2030 年削減至少 15% 的行政崗位，相當於近 8,000 個職位，原因是人工智能取代了後台員工。該銀行旨在提高盈利能力，並在 2028 年前將每位員工的收入提高 20%。在公告發布後，股價上漲了 2.5%。這一舉措與行業趨勢一致，滙豐控股和摩根士丹利等其他銀行也因人工智能的進步面臨重大裁員</p>

<p>Standard Chartered is planning to cut thousands of jobs as artificial intelligence agents increasingly replace back-office staff in the finance sector.</p>
<div class="lb-trans"><p>渣打集團計劃裁減數千個職位，因為人工智能代理在金融行業中越來越多地取代後台員工。</p>
</div><p>The banking giant said overnight that the number of administrative roles at the company would be cut by at least 15pc by 2030, equivalent to nearly 8,000 jobs.</p>
<div class="lb-trans"><p>這家銀行巨頭在昨晚表示，到 2030 年，公司行政崗位的數量將至少減少 15%，相當於近 8,000 個職位。</p>
</div><p>The company did not provide details on where it intends to cut the roles but it has significant back-office operations across India, China, Malaysia and Poland.</p>
<div class="lb-trans"><p>該公司沒有提供具體的裁員地點，但在印度、中國、馬來西亞和波蘭擁有大量的後台運營。</p>
</div><p>The bank employs around 82,000 people with roughly 52,000 in administrative roles. Some of those affected are set to be relocated to other parts of the business.</p>
<div class="lb-trans"><p>該銀行僱傭了大約 82,000 名員工，其中約 52,000 名在行政崗位上。一些受影響的員工將被調往業務的其他部分。</p>
</div><p>Shares in Standard Chartered rose by as much as 2.5pc in the wake of the announcement.</p>
<div class="lb-trans"><p>在公告發布後，渣打集團的股價上漲了最多 2.5%。</p>
</div><p>Standard Chartered is the latest bank to announce significant job cuts as AI technology advances.</p>
<div class="lb-trans"><p>渣打集團是最新一家宣佈大規模裁員的銀行，因為人工智能技術不斷進步。</p>
</div><p>HSBC is also preparing to cut around 20,000 roles, the equivalent of around 10pc of its total workforce.</p>
<div class="lb-trans"><p>滙豐控股也準備裁減約 20,000 個崗位，相當於其總員工人數的約 10%。</p>
</div><p>John Waldron, the president and chief operating officer of Goldman Sachs, recently described his bank’s back-office and administrative roles as a “human assembly line” ripe for automation.</p>
<div class="lb-trans"><p>高盛的總裁兼首席運營官約翰·瓦爾德倫最近將其銀行的後台和行政崗位形容為 “人類裝配線”，適合自動化。</p>
</div><p>Morgan Stanley has predicted that more than 200,000 European banking jobs are under threat from AI over the next five years.</p>
<div class="lb-trans"><p>摩根士丹利預測，在未來五年內，超過 200,000 個歐洲銀行職位面臨人工智能的威脅。</p>
</div><p>AI is already having a significant effect on the broader jobs market.</p>
<div class="lb-trans"><p>人工智能已經對更廣泛的就業市場產生了顯著影響。</p>
</div><p>The Institute for Fiscal Studies, a think tank, said recently that AI was part of the reason that just half of 16 to 24-year-olds in the UK were in payrolled work at the end of last year.</p>
<div class="lb-trans"><p>財政研究所（Institute for Fiscal Studies）最近表示，人工智能是導致去年底英國 16 至 24 歲年輕人中只有一半在薪資工作中的原因之一。</p>
</div><p>Dario Amodei, the chief executive of Anthropic, has warned that AI could eliminate up to half of entry-level white-collar jobs across fields such as law, finance and consulting, and lead to US unemployment rates rising to 20pc within the next few years.</p>
<div class="lb-trans"><p>Anthropic 的首席執行官達里奧·阿莫代伊警告稱，人工智能可能會消除法律、金融和諮詢等領域多達一半的初級白領職位，並導致美國失業率在未來幾年內上升至 20%。</p>
</div><p>The move by Standard Chartered is part of a fresh strategy by Bill Winters, the bank’s chief executive, to improve profitability. The bank is seeking to raise its so-called income per employee by a fifth by 2028.</p>
<div class="lb-trans"><p>渣打集團的這一舉措是其首席執行官比爾·温特斯（Bill Winters）改善盈利能力的新戰略的一部分。該銀行希望到 2028 年將其所謂的每員工收入提高五分之一。</p>
</div><p>“We are investing in the capabilities that will compound our competitive advantages and drive sustainable growth and higher quality returns over time,” Mr Winters said.</p>
<div class="lb-trans"><p>温特斯先生表示：“我們正在投資於將增強我們競爭優勢並推動可持續增長和更高質量回報的能力。”</p>
</div><p>In April, Standard Chartered said it set aside $190m (£142m) to hedge against the potential risks from the war in Iran but it maintained its guidance for the year.</p>
<div class="lb-trans"><p>在四月份，渣打集團表示已撥出 1.9 億美元（1.42 億英鎊）以對沖伊朗戰爭帶來的潛在風險，但仍維持年度指引。</p>
</div><p>It reported a record pre-tax profit of $2.5bn for the first quarter of the year, up by 17pc year-on-year.</p>
<div class="lb-trans"><p>該銀行報告稱，今年第一季度的税前利潤創下 25 億美元的記錄，同比增長 17%。</p>
</div>

Standard Chartered blames AI as it cuts thousands of jobs

- 標準 Chartered 計劃在 2030 年前裁減至少 15% 的行政崗位，約 8,000 個職位。
- 該行的裁員與人工智能在金融行業的應用加速有關，涉及德、印度等地的後勤運營。
- 標準 Chartered 迎來利好消息，股價上漲 2.5%，並計劃提高員工收入。

The telegraph

高盛

摩根士丹利

渣打銀行

HSBC 5xShortSG241213

匯豐控股有限公司

滙豐

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MORGAN STANLEY 4.875 DEP SHS REP 1/1000 NCUM PFD SR L

MORGAN STANLEY 6.5%DEP SHS REPSTG 1/1000 NON CUM SER P

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渣打集團將裁減數千個職位歸咎於人工智能