<p>一 coalition 由民主黨主導的州對特朗普政府提起訴訟，針對一項新的聯邦學生貸款規則，該規則可能會大幅減少追求醫療相關專業學位的學生的借款機會。</p>
<p>該訴訟於週二在 <strong>馬里蘭州美國地區法院</strong> 由 23 個州、哥倫比亞特區以及肯塔基州和賓夕法尼亞州的州長提起。各州認為 <strong>美國教育部</strong> 不合法地縮小了 2025 年通過的 <strong>一項美麗的大法案</strong> 中 “專業學位” 的定義。</p>
<p>根據該法律，研究生面臨每年 20,500 美元和總計 100,000 美元的聯邦借款上限，而被歸類為 “專業學位” 項目的學生每年可以借款高達 50,000 美元，總計 200,000 美元。</p>
<h2>各州挑戰醫療學位限制</h2>
<p>訴訟聲稱教育部的最終規則不當排除了幾個醫療項目，未能將其納入更高的借款類別，包括護士執業者、醫師助理、物理治療、職業治療和語言病理學項目。</p>
<p>根據投訴，國會意圖將更高的貸款上限廣泛適用於持證專業項目。各州認為，政府增加了從未包含在法規中的新限制，包括與博士級教育、監督標準和歷史分類相關的要求。</p>
<p>訴訟還挑戰了對 “祖父級” 借款人的限制。各州表示，轉學或暫時退學的學生可能會失去保護，導致他們無法保持現有的借款上限。</p>
<p><strong>另請閲讀：</strong>
<strong>邁克爾·伯裏擔心基於加密貨幣的股票將導致網絡朋克未來中沒有 “長期個人關係” 的時代</strong></p>
<h2>借款壓力持續上升</h2>
<p>該訴訟是在美國學生貸款系統的財務壓力持續加劇之際提出的。最近的數據表明，2026 年第一季度拖欠的 <strong>聯邦學生貸款債務達到了創紀錄的 1714 億美元</strong>，超過了疫情前的峯值。隨着還款壓力在疫情救助措施結束後加劇，數百萬借款人也已進入違約狀態。</p>
<p>與此同時，預計將有超過 **700 萬借款人將從拜登時代的**SAVE 還款計劃中轉出，此前聯邦法院在今年早些時候駁回了該計劃。替代還款計劃通常要求借款人將更多的可支配收入用於每月還款，這使許多家庭面臨負擔能力問題。</p>
<p>借款成本也預計將上升。早期估計顯示，<strong>2026-27 學年的聯邦學生貸款利率可能會略微上升</strong>，因為在通貨膨脹擔憂和美國借款需求增加的背景下，國債收益率保持在高位。</p>
<p>各州認為，教育部最新的規則可能進一步限制對高級醫療教育的獲取，而此時借款人已經面臨日益增加的還款負擔和更緊張的融資條件。</p>
<p>**<em>免責聲明</em>：<em>本內容部分由 AI 工具生成，並由 Benzinga 編輯審核和發佈。</em></p>
<p><em>圖片來源於 Shutterstock</em></p>
<p><strong>另請閲讀：</strong>
<strong>微軟旗下的 GitHub 在黑客聲稱訪問內部系統並威脅公開泄露被盜代碼庫後面臨安全恐慌</strong></p>

<p>由 23 個民主黨主導的州組成的聯盟已對特朗普政府提起訴訟，針對新的聯邦學生貸款規則，該規則限制了醫療相關專業學位的借款。訴訟稱，美國教育部非法縮小了 “專業學位” 的定義，影響了如護士執業者和物理治療等項目。各州認為，這些變化增加了不必要的限制，並可能在學生貸款償還壓力加大的情況下進一步限制對高級醫療教育的獲取</p>

<p>A coalition of Democratic-led states filed a lawsuit against the Trump administration over a new federal student loan rule that could sharply reduce borrowing access for students pursuing healthcare-related professional degrees.</p>
<div class="lb-trans"><p>一 coalition 由民主黨主導的州對特朗普政府提起訴訟，針對一項新的聯邦學生貸款規則，該規則可能會大幅減少追求醫療相關專業學位的學生的借款機會。</p>
</div><p>The lawsuit was filed Tuesday in the <strong>U.S. District Court for the District of Maryland</strong> by 23 states, the District of Columbia, and the governors of Kentucky and Pennsylvania. The states argue the <strong>U.S. Department of Education</strong> unlawfully narrowed the definition of &#34;professional degree&#34; under the <strong>One Big Beautiful Bill Act</strong> passed in 2025.</p>
<div class="lb-trans"><p>該訴訟於週二在 <strong>馬里蘭州美國地區法院</strong> 由 23 個州、哥倫比亞特區以及肯塔基州和賓夕法尼亞州的州長提起。各州認為 <strong>美國教育部</strong> 不合法地縮小了 2025 年通過的 <strong>一項美麗的大法案</strong> 中 “專業學位” 的定義。</p>
</div><p>Under the law, graduate students face federal borrowing caps of $20,500 annually and $100,000 total, while students classified under &#34;professional degree&#34; programs can borrow up to $50,000 annually and $200,000 overall.</p>
<div class="lb-trans"><p>根據該法律，研究生面臨每年 20,500 美元和總計 100,000 美元的聯邦借款上限，而被歸類為 “專業學位” 項目的學生每年可以借款高達 50,000 美元，總計 200,000 美元。</p>
</div><h2>States Challenge Healthcare Degree Limits</h2>
<div class="lb-trans"><h2>各州挑戰醫療學位限制</h2>
</div><p>The lawsuit claims the Department of Education's final rule improperly excludes several healthcare programs from the higher borrowing category, including nurse practitioner, physician assistant, physical therapy, occupational therapy and speech-language pathology programs.</p>
<div class="lb-trans"><p>訴訟聲稱教育部的最終規則不當排除了幾個醫療項目，未能將其納入更高的借款類別，包括護士執業者、醫師助理、物理治療、職業治療和語言病理學項目。</p>
</div><p>According to the complaint, Congress intended the higher loan caps to apply broadly to licensed professional programs. The states argue the administration added new restrictions that were never included in the statute, including requirements tied to doctoral-level education, supervision standards and historical classifications.</p>
<div class="lb-trans"><p>根據投訴，國會意圖將更高的貸款上限廣泛適用於持證專業項目。各州認為，政府增加了從未包含在法規中的新限制，包括與博士級教育、監督標準和歷史分類相關的要求。</p>
</div><p>The lawsuit also challenges limits placed on &#34;grandfathered&#34; borrowers. The states said students who transfer schools or temporarily withdraw could lose protections that allow them to keep existing borrowing limits.</p>
<div class="lb-trans"><p>訴訟還挑戰了對 “祖父級” 借款人的限制。各州表示，轉學或暫時退學的學生可能會失去保護，導致他們無法保持現有的借款上限。</p>
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<div class="lb-trans"><p><strong>另請閲讀：</strong>
<strong>邁克爾·伯裏擔心基於加密貨幣的股票將導致網絡朋克未來中沒有 “長期個人關係” 的時代</strong></p>
</div><h2>Borrowing Pressure Continues To Rise</h2>
<div class="lb-trans"><h2>借款壓力持續上升</h2>
</div><p>The lawsuit comes as financial strain across the U.S. student loan system continues to intensify. Recent data showed delinquent <strong>federal student loan debt climbed to a record $171.4 billion</strong> in the first quarter of 2026, surpassing the previous peak reached before the pandemic. Millions of borrowers have also entered default as repayment pressures accelerate following the end of pandemic-era relief measures.</p>
<div class="lb-trans"><p>該訴訟是在美國學生貸款系統的財務壓力持續加劇之際提出的。最近的數據表明，2026 年第一季度拖欠的 <strong>聯邦學生貸款債務達到了創紀錄的 1714 億美元</strong>，超過了疫情前的峯值。隨着還款壓力在疫情救助措施結束後加劇，數百萬借款人也已進入違約狀態。</p>
</div><p>At the same time, more than <strong>7 million borrowers are expected to transition out of the Biden-era</strong> SAVE repayment program after a federal court struck down the plan earlier this year. Alternative repayment plans generally require borrowers to contribute a larger share of discretionary income toward monthly payments, raising affordability concerns for many households.</p>
<div class="lb-trans"><p>與此同時，預計將有超過 **700 萬借款人將從拜登時代的**SAVE 還款計劃中轉出，此前聯邦法院在今年早些時候駁回了該計劃。替代還款計劃通常要求借款人將更多的可支配收入用於每月還款，這使許多家庭面臨負擔能力問題。</p>
</div><p>Borrowing costs are also expected to increase. Earlier estimates showed <strong>federal student loan interest rates for the 2026-27 academic year could rise</strong> slightly as Treasury yields remain elevated amid inflation concerns and growing U.S. borrowing needs.</p>
<div class="lb-trans"><p>借款成本也預計將上升。早期估計顯示，<strong>2026-27 學年的聯邦學生貸款利率可能會略微上升</strong>，因為在通貨膨脹擔憂和美國借款需求增加的背景下，國債收益率保持在高位。</p>
</div><p>The states argue the Education Department's latest rule could further limit access to advanced healthcare education at a time when borrowers are already facing rising repayment burdens and tighter financing conditions.</p>
<div class="lb-trans"><p>各州認為，教育部最新的規則可能進一步限制對高級醫療教育的獲取，而此時借款人已經面臨日益增加的還款負擔和更緊張的融資條件。</p>
</div><p><strong><em>Disclaimer</em>:</strong> <em>This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors</em>.</p>
<div class="lb-trans"><p>**<em>免責聲明</em>：<em>本內容部分由 AI 工具生成，並由 Benzinga 編輯審核和發佈。</em></p>
</div><p><em>Image via Shutterstock</em></p>
<div class="lb-trans"><p><em>圖片來源於 Shutterstock</em></p>
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</div>

特朗普政府因限制醫療學位學生貸款而被 23 個藍州起訴