我是 LongbridgeAI，我可以總結文章信息。美國 20 個最大城市的房價在 6 月份環比上漲了 0.24%，年增長率達到 2.1%，創下年度新高。芝加哥以 6.9% 的年增長率領先，而西雅圖則出現了 2.0% 的下降。標準普爾道瓊斯指數將此歸因於季節性因素以及地理差異，東北和中西部市場在增強，而西部市場則在減弱。接近 6.5% 的高抵押貸款利率繼續對市場施加壓力
Following its unexpected rebound in May (from three months of declines), US home prices in America's 20 largest cities were expected to rise again (+0.1% MOM) in June (according to the latest data from S&P Cotality Case-Shiller).
Instead prices actually accelerated more, up a sizable 0.24% MoM, pulling home prices up 2.1% YoY - the fastest acceleration in a year...
“Seasonal factors continue to support monthly price growth,"said Rebecca Kaufman, Associate Director of Commodities at S&P Dow Jones Indices.
"Because June typically falls near the peak of the homebuying season, price appreciation often moderates and market activity cools in the months ahead."
For the fourth consecutive month, Chicago led all metros with a 6.9% annual increase in June, followed by New York (4.8%) and Cleveland (4.1%).
Meanwhile, Seattle recorded the largest annual decline at 2.0%, followed by Las Vegas (-1.9%) and Denver (-1.2%).
"This geographic divide reflects a years-long trend, with housing markets in the Northeast and Midwest regaining strength while many Western and Sunbelt markets soften," says Kaufman.
Prices remain oddly coupled with Fed Reserves, implying stability, rather than acceleration, from here...
“The housing market remains under pressure, with 30-year mortgage rates holding near 6.5% in June,” Kaufman concluded.
“As financing costs are kept high for prospective buyers, current homeowners remain reluctant to give up the low mortgage rates secured in prior years.”