Q2 FY2026 EarningsFY26 Q2 beat consensus across most key metrics, delivering diluted EPS of $0.53 vs. $0.39 expected, supported by a Net Interest Margin (NIM) of 3.52% which exceeded the 3.47% consensus. Total revenue of $100.7M (Net Interest Income + Noninterest Income) surpassed the $98.6M estimate, primarily driven by a significant influx of lower-cost international deposits from Venezuela, which helped reduce total deposit costs by 43bps. Despite a miss on pre-tax income ($27.1M vs. $30.2M expected) due to elevated credit provisioning and losses on loans held for sale, the bank's core profitability and capital position remained strong, with Book Value Per Share (BPS) at $23.33 vs. $23.14 expected.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Amerant Bancorp(AMTB) the Revenue is 100.74 M (-8.69%), Beat estimate;the EBIT is 31.86 M (-14.17%), Beat estimate;the EPS is 0.53 (-3.64%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.10B8.69%
0.10B10.60%
+0.00B1.91%
EBITExceed expectations
0.03B14.17%
0.03B18.63%
+0.00B4.46%
EPSExceed expectations
0.533.64%
0.392528.64%
+0.137525.00%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf