Atlanticus

Q2 FY2026 EarningsQ2 FY26 results beat consensus across the board, with revenue of $744.3M exceeding expectations by 3.92% and Diluted EPS (GAAP) of $2.50 beating the $2.43 mean estimate. The performance was driven by a substantial YoY growth in managed receivables to $6.9B, significantly bolstered by the Mercury Financial acquisition. While interest expenses and charge-offs rose in absolute terms, credit quality showed stabilization with the combined principal net charge-off ratio improving to 17.7% from 20.0% YoY, reinforcing a positive growth trajectory despite macroeconomic headwinds.