Q2 FY2026 EarningsFY26 Q2 beat consensus across most key financial metrics, with revenue of $31.17M exceeding the $30.52M expected and EPS of $1.82 beating the $1.76 mean estimate. Net interest margin expanded significantly to 3.67% from 3.05% YoY, driven by strong commercial loan growth and reduced reliance on high-cost brokered deposits. Net income reached $8.81M, surpassing the $8.52M forecast, while the efficiency ratio (adjusted) improved to 61.85%.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Chemung Financial(CHMG) the Revenue is 31.17 M (--%), Beat estimate;the EPS is 1.82 (+234.8%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.03B--
0.03B--
+0.00B--%
EBIT
TBA--
0.01B20.61%
----
EPSExceed expectations
1.82234.81%
1.765230.74%
+0.05504.07%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf