Q2 FY2026 EarningsFY26 Q2 results delivered a solid beat on both top and bottom lines, with Diluted EPS of $1.04 exceeding the $0.93 consensus (+11.83%). Revenue of $64.3M beat the $63.5M estimate, driven by robust Net Interest Income ($53.4M) and a higher-than-expected Net Interest Margin of 3.70% (vs. 3.68% exp.). While pre-tax income (EBIT) was a slight miss due to higher provisions and compensation costs, a favorable tax environment and organic growth in commercial mortgage lending supported the strong earnings performance.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Financial Institutions(FISI) the Revenue is 64.32 M (+7.66%), Beat estimate;the EBIT is 28.71 M (+19.34%), Beat estimate;the EPS is 1.04 (+22.35%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.06B7.66%
0.06B6.36%
+0.00B1.30%
EBITExceed expectations
0.03B19.34%
0.03B9.70%
+0.00B9.64%
EPSExceed expectations
1.0422.35%
0.939.41%
+0.110012.94%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf