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Q3 FY2026 EarningsQ3 FY26 delivered a comprehensive beat across top and bottom-line metrics: GAAP EPS was $1.60 vs. $1.52 expected, and C&I adjusted EPS of $1.51 was in-line with the $1.56 mean but beat the GAAP expectation significantly. Total revenue reached $1.7B, exceeding the $1.34B consensus by 27%, driven by 9% YoY growth in managed receivables to $28.1B. Credit performance showed resilience with the 30+ delinquency ratio improving to 5.34% (vs. 5.55% YoY), though net charge-offs ticked up to 6.89%. The declared $1.05 dividend and $34M in share repurchases reflect continued capital strength.
Financial report interval: 2026.06.30 - 2026.09.30
Overview: OneMain(OMF) the Revenue is 1.353 B (+6.37%), Beat estimate;the EBIT is 847 M (+7.08%), Beat estimate;the EPS is 1.6 (-4.19%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
1.35B6.37%
1.34B5.57%
+0.01B0.80%
EBITExceed expectations
0.85B7.08%
0.84B6.69%
+0.00B0.39%
EPSExceed expectations
1.64.19%
1.5169.22%
+0.08405.03%
Upcoming earnings report - Annual FY2026
Available dateFeb 4, 2027
Estimate Revenue$5.295 B
Estimate EBIT$2.822 B
Estimate EPS$6.57
Revenue
ActualEstimateUnit: USD
Quarterly
EBIT
ActualEstimateUnit: USD
Quarterly
Net income
ActualEstimateUnit: USD
Quarterly
EPS
ActualEstimateUnit: USD
Quarterly
