RBB Bancorp

Q3 FY2026 EarningsQ3 FY26 results significantly exceeded consensus expectations across the board: Diluted EPS reached $0.74 vs. $0.576 expected, and net income was $12.6M vs. $9.7M expected. The beat was driven by a robust Net Interest Margin (NIM) expansion to 3.16% and a one-time $2.7M gain from an office building sale. While credit quality improved with nonperforming assets down 11.3% QoQ, a $500K provision was reinstated to support double-digit annualized loan growth.