Q2 FY2026 EarningsQ2 FY26 results significantly exceeded consensus across all profitability metrics, headlined by a Diluted EPS of $1.06 vs. $0.85 expected (+24.71%). Net income reached $134.9M, nearly 22% above the $110.8M mean estimate, driven by a sharp reduction in the loss ratio to 30.2% and scaling efficiencies. Revenue missed slightly at $386.8M vs. $395.9M expected, primarily due to lower average premiums per policy despite a 46% YoY increase in policies in force. The initiation of a quarterly dividend and a significant credit facility expansion signal strong management confidence in capital position.