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$IREN(IREN.US)

Context: IREN shares are under pressure amid a Gartner warning that more than 80% of neocloud providers could cease independent operations by 2030, a spike in CoreWeave’s bond yields and rising expectations for a Fed rate hike. In a report released Wednesday, Gartner said AI providers are on track to spend nearly $1 trillion on AI infrastructure in 2026 and about $6 trillion more through 2030. It said AI revenue tied to data centers will reach only about $3.6 trillion by 2030, far short of the roughly $8.5 trillion it says is needed to cover the spending, financing costs and a 12% return on capital. As a result, Gartner said, more than $3.5 trillion of AI infrastructure spending could face impairment, and cost pressure and a lack of a differentiating business model will force over 80% of neocloud providers to cease independent operations. "Enterprise and consumer AI revenue will be insufficient to support profitable returns on all planned AI capital expenditures during this period," said Will Sommer, senior director analyst at Gartner.

My Trade: I am targeting a mid $20s now to average down my cost. I still believe that the share price is going up in the coming years and all this noises are just scaring people into selling early.

Takeaway: Consumer prices rose 3.7% in September from a year earlier, above the 3.6% economists expected, and core inflation rose 2.6%, above the 2.5% forecast. Odds of a Fed rate hike this month jumped to 44% from 22% the day before, which raises the cost of the debt neoclouds use to fund GPUs and data centers. @Captain's Treasure

$JPMorgan Chase(JPM.US)

Context: JPMorgan Chase, the diversified banking and capital-markets group , disclosed a $658 million investment-securities loss yesterday during earnings. That charge shaved $0.18 off earnings per share. It dented the headline result, but the bigger question is how much earnings power the bank's core businesses can keep delivering. Third-quarter net income totalled $15.31 billion, with diluted EPS of $5.57. Managed revenue climbed 8% to $50.91 billion, while asset and wealth management brought in $263 billion of net client-asset inflows. Those are substantial numbers. Still, Reuters reported that profit fell short of expectations as underwriting and fixed-income trading delivered softer results. A broad franchise gives JPMorgan several engines, but investors still expect them to pull their weight.

My Trade: Decent earnings, though results were slightly muted compared to previous earnings. Still I would continue holding as it is one of, if not the most resilient traditional banks in US.

Takeaway: Wealth inflows could support future fees, provided those assets stay invested. Lending and deposits also matter if capital-markets activity loses momentum. JPMorgan has the scale to absorb a weak revenue line. At this price, investors need that scale to translate into sustained earnings growth. Most analysts stoll rate JPMorgan a Buy right now. @Captain's Treasure

$IREN(IREN.US)

Context: According to a report by The Information, AI computing and neocloud provider IREN (IREN) finalized a multi-year AI cloud services agreement with AI giant Anthropic, driving its stock price up 8.75% in overnight trading and leading the U.S. computing power sector. Anthropic's multi-year cloud computing agreement with IREN provides a significant positive boost to Anthropic's own initial public offering (IPO) and public market valuation. Beyond relying on hyperscale public clouds such as Amazon (AMZN) and Google (GOOG), bringing in IREN enables Anthropic to lock in large-scale GPU clusters with greater flexibility and cost-effectiveness, ensuring business growth before and after its IPO is not stalled by computing power shortages.

My Trade: Hasn't paid too much attention to IREN as of late but saw this positive development today. No big changes in my position, still holding out as I'm in the long game for this one. If it drops below $30, I'll consider to purchase more.

Takeaway: From an operating cost perspective, leasing computing power from neoclouds like IREN, which have their own power supply and data centers, helps control massive R&D and operating expenses. Public market investors evaluating this AI unicorn's IPO focus most on its loss reduction and gross margin. This partnership could go long for IREN as well, as they work towards profitability as soon as possible. @Captain's Treasure

$JPMorgan Chase(JPM.US)

Context: Chase for Business, JPMorgan Chase's (JPM), is expanding services to eligible Business Banking customers by adding Chase Payroll, powered by Gusto, to banking and payment activities that business customers already manage through Chase, the company said Wednesday. Recent Chase research indicated that 89% of small business owners said they would find it valuable to manage payroll within the same platform they use for business banking and payments. Chase Payroll is the latest addition to the bank's growing line of value-added services, which includes solutions such as Business Credit Journey, Customer Insights, and Invoicing.

My Trade: One of the best traditional bank stocks to hold for compounding and dividends. I will look to add below $300.

Takeaway: The move highlights the importance of small business customers even for the largest bank in the U.S. by assets. @Captain's Treasure

$Microsoft(MSFT.US)

Context: Microsoft is advancing its Copilot strategy into a broader AI platform to drive revenue across Azure and Microsoft 365 amid surging demand. Jim Cramer and analysts highlight Microsoft as a top AI leader capable of offsetting rising interest rate pressures through strong product momentum.The company is significantly expanding its data center infrastructure and computing capacity to support its multi-model AI expansion and rising capital expenditures. Oppenheimer analyst Brian Schwartz said Microsoft’s latest Copilot strategy transforms the product from a chatbot into what he views as an AI operating system. The shift could boost engagement, retention and monetization across Azure and Microsoft 365. He raised his Microsoft price forecast to $570 from $515 and named the stock a top pick.

My Trade: Accumulating and holding on to Microsoft - the 6 months dip and wait was worth it in the long run.

Takeaway: Azure is growing in the low-40% range, while Microsoft has guided for growth to accelerate into the mid-40% range this quarter. Gowth approaching 50% at a business already exceeding $100 billion in scale could support a higher valuation. @Captain's Treasure

$IREN(IREN.US)

Context: IREN shares have lost about 5% last week even as demand for the company’s AI computing capacity remains strong. The concern is what that growth will cost. IREN plans $25 billion to $30 billion of fiscal 2027 capital spending, raising questions over financing and future returns. Against a planned $25 billion to $30 billion of fiscal 2027 spending, IREN has about $14 billion of cash, committed GPU financing and customer prepayments. It is targeting another $8 billion from GPU financing and prepayments, with the remainder expected from data center financing, operating cash flow and other sources. That does not mean IREN needs to raise $30 billion from shareholders. But it does mean the company still has to secure billions more in funding, build the capacity on time and generate enough revenue from it to justify the cost.

My Trade: Holding on to my current position and looking to add if it drops below $40. Looking for a long term target once the company starts turning profitable.

Takeaway: The funding has become more expensive as borrowing costs have risen. The U.S. 10-year Treasury yield touched 5.34% Thursday, its highest since 2002, increasing the cost of financing a buildout on this scale. This is one of the recent concerns. @Captain's Treasure