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Ameriserv Financial
ASRV.US
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers.
642.32 B
ASRV.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
C
Regional BanksIndustry
Industry Ranking279/305
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreC
    • ROE4.54%C
    • Profit Margin9.46%B
    • Gross Margin0.00%E
  • Growth ScoreB
    • Revenue YoY17.45%B
    • Net Profit YoY293.91%A
    • Total Assets YoY4.01%C
    • Net Assets YoY5.91%B
  • Cash ScoreB
    • Cash Flow Margin1057.28%B
    • OCF YoY17.45%B
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

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Institutional View & Shareholder

Analyst Ratings

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    News
    View More

    Ameriserv Financial Bank And Federated Hermes Announce Strategic Alliance

    Ameriserv Financial Inc :AMERISERV FINANCIAL BANK AND FEDERATED HERMES ANNOUNCE STRATEGIC ALLIANCE TO EXPAND INVESTMENT OPPORTUNITIES IN WESTERN PENNSYLVANIA

    Reuters·
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    AmeriServ Financial Partners with Federated Hermes to Expand Investment Offerings

    AmeriServ Financial Inc., through its subsidiary AmeriServ Financial Bank, has formed a strategic alliance with Federated Hermes Inc. to expand investment opportunities for its clients in Western Pennsylvania. This partnership will provide access to Federated Hermes’ investment research, resources, portfolio construction solutions, and wealth management products, enhancing AmeriServ’s financial services.

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    AMERISERV FINANCIAL INC /PA/ SEC 10-Q Report

    AmeriServ Financial Inc. released its Form 10-Q report, highlighting significant financial improvements. Total interest income rose to $53.194 million, net interest income to $31.332 million, and net income to $4.170 million. Earnings per share increased to $0.25. The company reported growth in wealth management fees and operates 16 locations. Management focuses on investment quality and interest rate risk. The report was filed on Nov. 13, 2025.

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    Ameriserv Financial | 10-Q: FY2025 Q3 Revenue: USD 22.88 M

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    AmeriServ Financial net income rises to $2.54 million in Q3

    AmeriServ Financial Inc. reported a net income of $2.54 million in Q3 2025, up from $1.2 million in Q3 2024. Diluted EPS increased to $0.15 from $0.07. The return on average assets rose to 0.7%, and return on average equity grew to 9.1%. Total average deposits increased by $69.5 million, and interest income rose by $3.8 million. Interest expense decreased by $1.1 million. No share repurchases are authorized.

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