PING AN

$PING AN(02318.HK)⏰

Why Ping An’s Net Profit Dropped - What the Figures Really Mean 🤔

Ping An released its 9 months results yesterday. If you have gone through the 2026 report, you may notice its headline net profit fell 27.3% year‑on‑year to RMB 96,645 million.

What has caused this drop and does it mean its core business is weakening?

The quick answer is market volatility and not a slowdown in its main operations.

1️⃣ Equity market decline

Reported net profit accounts for short‑term mark‑to‑market shifts in Ping An’s equity investment portfolio. The sharp market fall in Q3 2026 brought a temporary investment loss of RMB 33,957 million.

By comparison, the same period in 2025 saw an investment gain of RMB 26,122 million.

2️⃣ High base comparison

Total revenue and investment income also faced a tough year‑on‑year benchmark because capital market returns were exceptionally strong in the previous year.

💡 Key takeaway

The current headline net profit swings along with short‑term stock market moves. Ping An’s core after‑tax operating profit actually grew 8.3% year‑on‑year to RMB 125,905 million.

This metric filters out temporary market fluctuations, showing its insurance underwriting and banking segments stay solid.

Please refer to the infographic for the summaries financial information

For information only, not financial and investment advice. Please do your own due diligence 😌.

$PING AN(02318.HK)

💪 Still Standing Firm with Ping An and I know my patience will Pays Off

Back in September, I shared why I held 1,000 Ping An shares at an average cost of HKD 56.65. Today it trades at HKD 50.05, a paper loss of about 11.65%. It is not easy to see red in the portfolio 😔😣😒

But here is what keeps me holding on:

✅ Strong Fundamentals Remain

• P/E now just 4.94, well below the industry average

• P/B at 0.77 and a solid 6.28% dividend yield

• 36.1% profit growth and an A+ ESG rating . No changes with the business fundamentals.

📌 My Philosophy- same statement😁

Price is what you pay. Value is what you get. The market can stay irrational in the short term but great companies eventually get their fair share. I am in for the long haul not the daily ups and downs.

Thank you for walking this journey with me. To all fellow value investors, thanks for reading and stay the course with me. Don’t give up in what you believe in.

$PING AN(02318.HK)

💪 Still Proudly Holding Ping An - My Conviction Grows Stronger!😁

Back on Sep 8, I shared why I hold 1,000 Ping An shares at an average cost of HKD 56.65. Today it is trading at HKD 53.3. I have no regret and my conviction is even stronger.

The main reasons are as follows :

✅ Double milestone still stands

36.1% profit growth + A+ ESG rating, top 10% among financials globally

✅ Deep value valuation

P/E only 5.25 vs industry 8.89. P/S just 0.69 vs 1.00. Both trade well below historical averages

✅ Cash flow surging quarter on quarter

Q2 2026 operating cash flow hit HKD 273.5B, up 84.06% QTQ 2026😍

That follows a strong recovery from Q1 2026’s 148.59B.😍

Price is slightly below my average but fundamentals keep improving.

I am not worried because I know that this is the best kind of opportunity to accumulate more if it drop further.

Great companies deserve patience and I am proudly holding for the long haul! 🚀😘😘

$PING AN(02318.HK)

Proud Shareholder: Ping An’s 1H 2026 Double Win! 📈🌿

I currently hold 1,000 shares of Ping An, with an average cost of HKD 56.65 and I am genuinely proud to be a long-term holder! 💪

Here is the main reason why I invest in Ping An:

Ping An just delivered a spectacular double milestone, blistering financial growth AND a major ESG upgrade!

💰 Strong Financial Surge

Net profit attributable to shareholders jumped 36.1% YoY to RMB 92.59 billion, total revenue up 15.0% to RMB 575.14 billion.

🌱 🌟 ESG Achievement

Just Upgraded to A+! 🌟 . ( Yesterday News )

That’s three straight years of ratings upgrades, landing Ping An at A+ in the 2026 Hang Seng Sustainability Rating. Ping An was placed in the top 10% of all financial companies globally☺️.

This combination of solid profitability, growing dividends and world-class sustainability performance is exactly why I am happy to hold.

Green green green finance, AI innovation, and expanding healthcare & senior care all building lasting value for shareholders.

📊 Full breakdown in the “2026 Profit and Sustainability Results” infographic!

$PING AN(02318.HK)

Ping An (02318.HK) - Value & Dividend Play

1️⃣ Context

I added another lot of Ping An shares last Friday. I did it just ahead of its ex-dividend date. I am building on my initial position from two months ago.

This decision comes after reviewing its strong fundamentals and it is part of my hedging and diversification strategy.

Valuation Snapshot:

🔷 P/B 0.87 | P/E ~7 , Trading well below book value with consistent, solid profitability

🔷 Dividend Yield 5.39% , Generous, well-covered payout that rewards long-term holders

2️⃣ My Trade

🔷 Avg Cost: HK$56.55 / share, Position: 1,000 shares

🔷 Current Price: HK$56.7 / share, Unrealized P&L: +0.26%

🔷 Short-term price fluctuations don’t faze me. I’m invested for the long term, and fully committed to riding the China growth story alongside with Ping An.

3️⃣ My Takeaway

Great businesses may stay undervalued for some time but true value always finds its way to the surface eventually.

Buy when others are fearful, hold through the noise, and let strong fundamentals do the heavy lifting. 💪

$PING AN(02318.HK)

1️⃣ Context

I started investing Ping An two months ago because I saw deep value and I like the business model. I saw the fundamentals keep getting stronger. ☺️

Valuations in June :

🔷 P/B around 9 and P/E around 7.

It is trading well below book value with solid profitability

🔷5.64% dividend yield, generous and well-covered

2️⃣ My Trade:

🔷 Purchased cost: HK$57.050, 500 shares and current price: HK$54.100 → down -5.17% on paper . I pray the share price to move higher after 1H 2026 good earnings reported yesterday.

🔷 Short-term price weakness doesn’t change the story. I am here for the long haul.

3️⃣ My Takeaway

Great companies can stay undervalued for a while but value eventually shines through.

Ping An’s earnings are growing,its balance sheet is solid and it pays you to wait with a healthy dividend. 1H2026 earnings has proven it.

Be patient, buy when others are fearful, and let fundamentals do the work. 💪

$PING AN(02318.HK)

I sleep soundly every night holding Ping An. It trades at just 0.92 times book value, 7.06 times earnings and dividend yield 5.2%.

An incredibly attractive valuations. I am not worried about sharp drops at all because I have built in plenty of margin of safety.

Have conviction and wait for HKD 70 to sell 🤣.

Good nite everyone 😘. Happy trading and don’t stay too late. Market going to be rough, month end. Bye 😴😴.

$PING AN(02318.HK)

Ping An is one of China’s largest insurers and closing at HK$53.70 today . With trailing P/E ratio at 6.47x and price-to-book at 0.84x. I find it is way below its historical average and intrinsic value. Is it super cheap now.

Adding a solid 5.68% dividend yield the valuation looks deeply attractive and I believe this underrated stock will get attention soon.

I will carry on holding Ping An and never give up 😉.

Do you want to join me?

$PING AN(02318.HK)

I held Ping An Insurance since early June. Right now it is trading below book value (P/B = 0.92), a clear value signal.

Ping An has a robust balance sheet and have consistent dividend payout track record, with a 5.20% trailing dividend yield that stands out. This counter is often viewed as relatively recession‑proof. What do you think 🤔 ?