Many new folks who join our group come with common problems, "I lost money in 0DTEs, lost money in weeklies" is the common pattern.
Here is a thought, Buy 500 shares of $SCHD for your kid today (~$17k). Then add $500/month. Turn on DRIP. Leave it alone. Dividend growth ~9–10%. Price compounds.You want to see the magic? - Year 1: ~$25k- Year 5: ~$69k- Year 10: ~$159k- Year 15: ~$320k- Year 25: ~$1.14M paying ~$45–50k/yearYou put in ~$167k total.The market and compounding did the rest. Don't fall for 0DTEs, Lottos and all that shit, not designed for you.





