Singtel

$Singtel(Z74.SG)

Context: The telecom sector in Singapore continues to provide defensive stability during broader market fluctuations, anchored by steady yield generation and ongoing regional digital initiatives.

My trade: Holding shares of Singtel (Z74) at an average cost of 4.157 SGD, tracking an unrealized profit of +1.03% as market price consolidates near 4.200 SGD.

Takeaway: Next time, I will maintain tiered buy limit orders around structural support levels to systematically build exposure rather than market-buying during tight trading ranges.

$Singtel(Z74.SG)Another lousy stock crashing. No wonder STI is a jinxed market.

The Dividend Snowball: How To Own Singapore's Banking Giants Without the Heartache

🌟🌟🌟Compounding is like the financial equivalent of rolling a tiny snowball down Bukit Timah Hill. At first, it looks insignificant. But as it rolls, the snow picks up more snow. In the investing world, your money makes the babies, and then those babies have babies, until you are suddenly sitting on a generational empire.

In Singapore the kings of this compounding kingdom are our local banking giants: $DBS(D05.SG)$OCBC Bank(O39.SG)and $UOB(U11.SG). Together they command over 50% of the entire Straits Times Index or STI. They are not just banks. They are the structural tollbooths of South East Asian wealth.

However the recent selloff of DBS, OCBC and UOB have caused much heartache especially if you are a new investor.

The smartest stress free way is to invest in $STI ETF(ES3.SG). In just 1 powerful trade, you own the best 30 blue chips stocks trading on the Straits Times Index.

Apart from the 3 local banks, the top 10 Holdings include $Singtel(Z74.SG)$SGX(S68.SG)$ST Engineering(S63.SG)$Keppel(BN4.SG)$CapLand IntCom T(C38U.SG)$JMH USD(J36.SG)and $YZJ Shipbldg SGD(BS6.SG).

The top 10 companies alone represent over 81.7% of the entire ETF. When you buy this ETF, you are not speculating on unproven startups. You are buying a highly concentrated block of dominant market leaders.

When the local banks experience a sharp short term selloff, it temporarily drags the entire index down. But for a true believer of the Warren Buffett mindset, that price dip is just the long hill getting a little steeper, giving your snowball even more room to pick up speed.

This current selloff, I am buying more $STI ETF(ES3.SG). Will you join me in this bargain hunting spree?

$Singtel 5xLongSG280307(XNEW.SG)Context: Singtel has remained weak recently, and the continued decline has pushed my leveraged position further into negative territory.

My trade: I’m still holding my Singtel 5xLong position with a cost of 0.310. The market price is now 0.265, leaving me down 14.51%. I haven’t added more because I would rather wait for the price to stabilize before deciding whether to increase my position.

Takeaway: This trade reminds me not to become too comfortable with unrealized profits. With leverage, momentum can reverse quickly, so having a plan to protect gains is just as important as finding a good entry. @Captain's Treasure

$Singtel(Z74.SG)Another crashing stock…

$Singtel(Z74.SG)

📈 Singtel (Z74) — Entry @ S$4.28

Recent pullback offers a more attractive entry for a long-term dividend + growth play.

💰 Entry: S$4.28📉 Add on weakness: S$4.15–4.20

🎯 Long-term hold

Not chasing the bottom — starting small and keeping cash ready.

⚠️ Risk: Share prices can fall and dividends are not guaranteed. This is my personal view, not financial advice.

#Singtel #Z74 #SGX #DividendStocks

$Singtel(Z74.SG)

Context: Singtel caught my attention because of its established presence in Singapore and growing focus on digital infrastructure.

My trade: Opened a position as I’m interested in its long-term transformation and potential income from its established operations.

Takeaway: I’ll pay closer attention to its earnings and progress in growing its digital businesses.

[Orders / Holdings card]

Iggy's Journal: A Week of Small Numbers Adding Up to One Story

27 September 2026, Morning

Looking back at the week, I don't think any single piece was the story. The story was underneath all of them, and I only really saw it in hindsight, once I lined the numbers up next to each other.

The Numbers

It started quietly with a fee comparison, ETFs costing 0.03 percent against unit trusts front-loading 5 percent in upfront charges. That felt like a standalone piece at the time. Then the T-bill auctions started climbing, 1.60 percent, then 1.70 percent, then 1.92 percent, three prints in two weeks, each one a little sharper than the last. By midweek the 10-year US Treasury was retesting a 2007 high, and the Fed, ECB, and BOJ were all hiking while the UK, India, and China held. Singapore's own core inflation ticked up for a third straight month to 2.2 percent, its highest reading in two years. None of these happened in isolation, they were the same pressure showing up in five different places.

What struck me by the end of the week was how differently individual names handled that same pressure. City Developments couldn't absorb it at all, 0.99 times interest coverage means its operating profit doesn't even cover the interest bill, landing it in Zone 5. Singtel's headline yield looked fine at 4.3 percent until you stripped out a one-off dividend and found 3.08 percent underneath, a real number wearing a flattering one. The REIT sector's 0.77 times book value discount turned out to be a structural problem, not a temporary one, external managers earning fees on size have no reason to fix a discount that a merger would erase. Meanwhile DBS's lot-size cut and the retirement math piece, S$711,000 versus the naive S$1.8 million figure, were reminders that not everything this week was about stress, some of it was about access and about correcting a distorted comparison.

(2000 character limit so I will post the rest in the comments lol)

$Singtel(Z74.SG)

Context: The telecom sector in Singapore remains a robust defensive pillar, benefiting from resilient dividend yields and ongoing regional digital infrastructure expansion.

My trade: Holding shares of Singtel (Z74) at an average cost of 4.157 SGD, currently capturing an unrealized profit of +2.95% as the market price trades around 4.280 SGD.

Takeaway: Next time, I will systematically increase position sizing during minor structural consolidations to maximize exposure on core defensive dividend growers.

Iggy's Journal: EP1828 - Singtel's Yield Looks Like 4.3%. Strip Out the One-Off Dividend and It's 3.1%.

22 September 2026, Evening

Video Release

UOB Kay Hian's $5.50 target and my 4.3% yield reading aren't actually disagreeing with each other. One is pricing a Nxera transaction that hasn't happened yet. The other is measuring the cash Singtel is paying out right now.

The Numbers

A stock can clear the first test and fail the second at the same time, and that's exactly what I found when I ran the current numbers. Strip out the one-off Value Realisation Dividend and Singtel's core yield drops to 3.08%, below what CPF Special Account already pays with zero equity risk attached. The balance sheet itself isn't the issue. Gearing sits at 23.3% and interest coverage at 19.0x, both clearing with wide margin.

My Personal Take

This isn't a quality problem, it's an income problem, and that distinction matters if you're holding Singtel for the yield rather than the balance sheet. Iggy's Forensic Zone on this one is Zone 4, Caution Plus, not because the company is shaky, but because once you strip out a one-time payout, the yield you're actually being paid is doing less for you than a CPF contribution with no equity risk at all. Full breakdown of how I separated the one-off from the recurring number is in today's video.

📺 Free YouTube: https://youtu.be/mnlbZ9Ski8w

⭐ Members Edition YouTube: https://youtu.be/GC8YJtuRlLw

📩 Substack: https://investingiguana.com/p/singtels-yield-looks-like-43-strip

Get everything, full-length videos and full Substack analysis on both platforms, full Red Zone watchlist, forensic cheatsheets, with the YouTube/Substack Combo, S$12/month.

Not financial advice. Iggy's Forensic Compliance Standards apply.