$Vanguard Int High Div Yield Index(VYMI.US)-

VYMI (Overseas High Dividend): Long-term annualized return ≈10.5%, with the advantage of high current dividend yield, though exchange rates may impact annual returns;

SCHD (US Quality Dividend): 10-year annualized return ≈12.8%, with steadily growing dividends year over year, no foreign currency exchange rate drag, and stronger stock price appreciation.

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