American Express

$American Express(AXP.US)

American Express stands out in the financial sector with its premium closed-loop network and high-spending cardholder base. Its strong focus on Millennial and Gen-Z acquisition, combined with steady revenue from net card fees, provides robust long-term growth and high economic resilience.

I entered this position to capture steady value compounding from a high-quality financial leader.

Given macro interest rate shifts and consumer spending trends, I will maintain active risk control. My plan is to hold this core financial asset for long-term compounding while setting clear profit-taking thresholds to protect capital.

Stay tuned 😎🥂

@Longbridge Singapore

@Captain Leo

Visa ( $Visa(V.US)) dipped -1% AH after Visa reported 3Q earnings, revs, and payments that beat expectations, but guided to lower than expected 4Q earnings due to higher than expected expense growth.

Oil prices are rising, it's like buying options or shorting stocks. If you guess right, you take profits. But as time passes, it will cause a rapid discount. Be careful, the volatility is huge.

MAS policy tightening strengthens the SGD and keeps interest rates elevated—benefiting Singapore banks via resilient interest margins and wealth inflows, while headwinding S-REITs through higher refinancing costs.

This week's Fed meeting, would he increase the rate this time ? or do you think the interest rate will remain or down ? Let's wait and see later

Iran announced that they are not "at a full scale war with US". Markets recovered slightly following the news as oil tumbles back between $90 and $100. I wouldn't take anything for granted, especially when we are in the midst of earnings season, where volatility is completely expected and normal. With more big cap companies reporting this week and the past trend of Capex dragging down share prices, I won't be surprised to see more dips coming.

The outcome of the peace negotiations is still up in the air, when Trump is one of the parties involved. I expect local banks to hit new high as the next earnings are expected to be good.

Brent crude oil is falling significantly back to around $90, following a pause in strikes by the US and Iran over the weekend, although negotiations are ongoing rather than an official ceasefire; it closed at $96.28 on Friday after trading above $100 for several weeks.

The 顺势 (following the trend) decline in oil prices is a positive development for energy-importing Singapore.

Global energy costs in June impacted consumer prices, leading to high core inflation in Singapore. Consequently, the Monetary Authority of Singapore has tightened monetary policy, creating a chain reaction.

$American Express(AXP.US) American Express shares dropped 5% despite beating second-quarter profit expectations and raising its 2026 revenue growth forecast. Analysts noted disappointment due to the absence of acceleration in billed business and revenue growth, with some investors expecting a higher revenue forecast. Despite the decline, analysts like Cristopher Kennedy encourage buying AXP shares on weakness, citing the highest spend growth in three years and strong business performance. Besides, American Express raised its full year 2026 revenue growth guidance to 10%. I think the dip is a buying opportunity, with AXP still confident in its growth and raising guidance. Solid fundamentals still intact. @Captain's Treasure

$American Express(AXP.US) American Express is highlighted by Piper Sandler as a key holding in the payments sector, experiencing share price returns of 6.88% over 30 days and 12.21% over 90 days. The stock is currently trading around $340, with a fair value estimate of $300 indicating it may be slightly overvalued. Contrarily, a discounted cash flow model estimates AXP's value at $400, suggesting potential undervaluation, underscoring the divergence in valuation assessments. I believe the big banks are relatively stable and able to withstand economy drawdown, and I believe AXP is currently fair valued. With expectations of rising interest rate come end of year, Bank stocks may look to rise a little more. @Bridge Buzz SG

Piper Sandler Bill Carcache initiates coverage on Visa, Block, Affirm, Capital One, Mastercard, American Express, PayPal

$American Express(AXP.US) High-net-worth households are thriving despite widespread inflation, as noted in American Express' recent earnings call, highlighting strong demand for premium goods. The U.S. Federal Reserve corroborates this trend, indicating a sharp contrast between affluent consumers and financial stress among lower-income groups. As a result, American Express benefits significantly from this resilience, positioning itself favorably for continued growth amidst economic disparities. We are starting to see some rotate back into the financial sector with expectations of rate hikes, which can benefit banks with higher interest rates and margins. @Bridge Buzz SG

Week 5 Review The Art of Non-Action

#Portfolio Health Check

No Dip, No Action: My core holdings remain unchanged. Despite a minor pullback this week, the market didn't give us a deep enough correction to scale-in. Chasing all-time highs goes against my risk parameters. I am perfectly fine with sitting on my hands and waiting for the right entry.

I currently have 3 active options contracts running in the background (2 expiring next week, 1 expiring in just over two weeks). No micro-management needed here, we are just letting the time decay (Theta) do its heavy lifting. Once the clock runs out, 100% of the premium is pocketed safely.

Karching 💰

When market opportunities seem to tease an entry, don’t rush. Observe the true captains of industry—take the recent US-China high-level delegation summits, for instance. You almost never see those top-tier CEOs constantly staring at or checking their phones in public. They focus on the macro, not the micro-noise.

The screen does not command the market. True trading maturity means looking at charts less and analyzing macro structural shifts more. Guard your peace, observe the big picture, and let the execution be seamless. Cheers 🥂

@Bridge Buzz SG

Berkshire buys $Apple(AAPL.US) and you buy $Apple(AAPL.US). The two are not the same.

Week 4 - Spotting the Market Imbalance.

#My Portfolio Health Check

The broader market continues to smash new all-time highs, but it is almost entirely driven by a few mega-cap tech heavyweights. This massive divergence creates an unequal market landscape. In my view, this is an unhealthy phenomenon. How do you guys see it? 🤔

Despite the market's weird imbalance, my current portfolio holdings look incredibly comfortable and stable. My "Football Team" is holding its ground beautifully. However, I refuse to perform any operations at these elevated levels. Chasing a overextended market is a quick way to get hurt.

Strictly "hands in pockets" mode for now. My playbook dictates that I will only take action—either by scaling into shares or selling puts—if a high-conviction company on my watchlist experiences a healthy correction of 10% or more. Patience is our greatest shield when the market gets euphoric. Stay disciplined. 🥂

@Bridge Buzz SG

$American Express(AXP.US) People are looking past bank stocks, and I understand why as they chase after momentum and hype. After all, who wouldn't want to do swing trades and earn through the volatility from stocks like SanDisk? However, to build a resilient portfolio, you have to have staple stocks like American Express that is fundamentally solid and dominant in its sector that you are comfortable to be holding for years. These are the stocks that may not skyrocket but are the ones that remain strong amidst volatile periods. I personally bought the dip in AXP and is still holding on, waiting for the next wave of catalyst to push it back up again. @Bridge Buzz SG

$American Express(AXP.US) The unshakable Defender In my "Football Team" portfolio, AXP is my lead defender. It’s the backbone that stays strong even when the strikers are having a volatile day. Currently, the position is showing a slight floating loss, but for a long-term player, this is just noise. I’m channelling my inner Warren Buffett: ("If you aren't willing to own a stock for ten years, don't even think about owning it for ten minutes") . AXP has a fortress balance sheet and a loyal, high-spending customer base. A few red days don't change the 5–10 year growth story. I’m staying patient and watching for the next support level to strengthen my defense. Currently, $305-$310 is a critical zone I'm watching closely. If it hits that target, I’ll be scaling in to lower my average cost. Investing isn't about the next 10 minutes, it's about the next decade. Discipline is the only way to win. Cheers guys🥂

@Bridge Buzz SG

Week 2 - Watching the "Watchlist" Dance

#My Portfolio Health Check

My portfolio remains in great health this week. It’s a bit of a waiting game right now. my "Watchlist Football Team" is currently dancing on the field, with prices jumping so much that no clear "Buy the Dip" opportunities appeared.

I'm keeping a very close eye on AXP. I’m looking for a solid entry point to add my position.

My other option plays are performing well and generating consistent premiums. This cash flow is keeping the engine running while I wait for the right setup in the stock market.

I’m sticking to my "No Chasing" rule. If my football stars don't retreat to a support zone, I won't force a trade. I will continue my Sell Put and Sell Call "Circle" to collect rent, keeping my cash ready for the next real opportunity.

Patience is a key of the life. 💪💪💪

@Bridge Buzz SG