Noob's US Stock Learning Journal 91

Today is a good day. I'll go to sleep after finishing the summary.

Both domestic and US stock investments have met the annual targets ahead of schedule today. This is officially the second year of investing, and I'm quite satisfied with myself. Keep up the good work, stay humble and patient, and get rich slowly.

The annual target for US stocks was set at 10%, and it's been achieved ahead of schedule. Currently, the two accounts hold 60-70% positions. Except for MSFT and META, the others have all been reduced to their target holding prices and won't be reduced further. Sell limit orders have been set for these two as well, hoping they get triggered soon. After the reduction, the positions will be at 40-50%, which will be the core, non-trading positions, to be added to on dips.

The Longbridge account is close to 70% position. Apart from the four major stocks, I won't buy small caps. The IB account is currently at 60% position. If there's a chance, I might use about 5% of the position to buy some small caps for swing trading. Recently, swing trades on C and LLY made a bit of lunch money.

Domestic investments are mainly in three parts: 1. Safety net assets, mainly large-denomination certificates of deposit + bank wealth management products, focusing on safety with a target return of 2%; 2. Brokerage account, dollar-cost averaging into ETFs (Gold + Dividend + Healthcare, considering the ChiNext Index but haven't found a good entry point yet), target return 5%; 3. Alipay account, regular fund investment (mainly Nasdaq + S&P + Dividend) + short-term trading, target return 5%. Proudly completed the annual goal ahead of schedule, with Alipay returns exceeding 10%. Will cash out some tomorrow to reduce the position a bit.

There are many who triple their money in a year, but few who double it in three. Don't compete over short-term gains. What's important is knowing what kind of money you want to make and making constant progress.

The most important thing in investing is capital preservation, making money comes second; the most important thing is survival, getting rich comes second; the most important thing is staying at the table, winning comes second. The more people around you discuss stocks, the hotter the market, the greater the risk. Always use spare money to trade stocks. If you don't have spare money, the best thing is not to trade stocks at all. This is clearly a high-risk job. Work hard, ensuring a steady cash flow is always the top priority.

Going to sleep now, have several meetings tomorrow...

Bros, let's encourage each other, get rich slowly together, ride through cycles, and enjoy a healthy, abundant life~