Charlie Munger once said that the first rule of compounding is: never interrupt it unnecessarily. But when your life goals change, how can your financial-related plans—such as your career planning, investments, spending, and budgeting—not change along with them? It's hard not to change. People like Warren Buffett have been so successful partly because they can stick to one thing for decades, letting the snowball of compounding grow bigger and bigger. However, throughout our lives, the thoughts of the vast majority of us are constantly changing, so we are unwilling to do the same thing day in and day out for decades, or even similar things.