$SoFi Tech(SOFI.US) Investors reacted positively to a lower CPI in June, indicating a month over month inflation decrease of 0.4%, primarily due to falling energy prices. This decline benefits rate-sensitive sectors like fintech, REITs, and homebuilders, as the likelihood of an imminent rate hike diminished significantly after the CPI release. Sofi earns most of its income from lending, especially personal and student loans, but demand for these loan refinancing had been dormant during the high-rate regime. A steady-rate environment may not trigger a stampede of refinancings, but it could help revitalize the company’s sleepy student loan refinance program. I am still targeting a long term recovery to the mid $20s before the next bullish cyclical cycle. @Captain's Treasure