Coinbase

with a record on high, everyone is hoping to it will be the better. interest rate will be the question. will it be up and down?

Fed Decision for 0.25% increase would be ok. Any other hawkish but no action would send volatility

📌Am outside, in short most outcomes are already anticipated, is calculated risks. We either buy, hold or sell vs time. Opportunity mostly arises when there are fears of market crashes due to all ongoing negative micro and macro scene. That will be the time and also gap we expand our portfolio. Otherwise keep your cash as it’s alway be the 🤴 this week just less than an hour 👀 is needed for me, rest early is better😴🌎

I am very disappointed with the Crypto Clarity Act outcome. I expect good news and…..the outcome is so disappointing. I do not understand why the senators blocked disagrees with the act.

Failed the 60-vote threshold 49–50 early this morning. It is ready a “Big setback” for US crypto rules.🥹🥹 no chance for BTC to reclaim 100k again by year end.😞

Many investors are tracking the odds shifts for the Clarity Act on Polymarket, which have swung from 15% to 30% and back down to 19% over the past two days, reflecting a tense tug-of-war between the two parties.

It's important to note that the 19% or 30% odds on Polymarket specifically refer to the likelihood of the bill being enacted by 2026. The Sept. 15 vote merely determines whether the bill enters the Senate review agenda. With midterm elections this year and the House adjourning early in late September, even if the Sept. 15 vote passes, the window for subsequent legislative action remains tight, keeping Polymarket odds low.

The current focus is on the Sept. 15 vote itself. I believe the probability of passage here is far higher than the 19% implied by Polymarket. A likely outcome is a bipartisan compromise: passing the vote to uphold procedural norms while continuing to haggle during later legislative stages. This means significant hurdles remain for 2026 enactment—so the 19% figure might still be accurate—but it doesn't change the fact that the Sept. 15 vote has a ~40–50% chance of passing.

$Strategy(MSTR.US)$Coinbase(COIN.US)$Circle(CRCL.US)

$BitMine Immersion Tech(BMNR.US)

BREAKING: Hunter Biden is set to launch a meme coin called $LAPTOP on Sept. 9.

Source: amit

I received a $Circle(CRCL.US) stock cash coupon today which made me curious 🧐 about their business model.

Circle Internet Group (CRCL) bridges traditional finance and Web 3.0 by acting as the issuer of USD Coin (USDC) 🪙.

Its core business model is a hybrid of fixed-income treasury management, payment processing, and Web 3.0 platform services.

🗝️ Key Revenue Drivers:

1. Reserve Yield Engine 🚂

* Mechanism: When users deposit U.S. dollars to mint USDC 1:1, Circle holds 100% of the backing assets in high-quality short-term U.S. Treasuries and cash.

* Economics: Circle keeps the yield on these reserves while the token pays no yield to end-holders.

* Formula: Gross Revenue = USDC Circulation x Reserve Yield

2. Coinbase Revenue Share 💰

* On-Platform: Coinbase earns 100% of interest on USDC held in Coinbase accounts.

* Off-Platform: Yield from USDC in external wallets, DeFi, and other exchanges is split 50/50 between Circle and Coinbase.

3. Developer Platforms & APIs 🤖

* Infrastructure services (Programmable Wallets, Cross-Chain Transfer Protocol [CCTP], Gas Station APIs) generate recurring usage and fee-based non-reserve revenue.

💪 Investment Pros & Cons

1. Strengths 👍

* Strong regulatory compliance (state BitLicenses, European MiCA adherence).

* Institutional backing and reserve management via BlackRock.

* Zero-debt, high-margin asset management model.

2. Risks 👎

* High sensitivity to rate cuts (lower Fed funds rate reduces reserve yield).

* Heavy revenue distribution shared with Coinbase.

* Competition from yield-bearing stablecoins, tokenized deposits, and bank initiatives.

⭐ Retail Investor Takeaway

CRCL functions as a high-margin float business where top-line expansion relies on global USDC circulation outpacing benchmark interest rate drops.

Coinbase might be down, but it's gonna go up