Cash Plus FAQ
This article will quickly answer frequently asked questions about Cash Plus.
1. Is Cash Plus suitable for me?
Trade stocks as you please
Stock trading is unrestricted and there is no need to worry about missing out on market opportunities.
Disposable income added value
This offers clients cash value-added services which not only meet their needs to buy stocks at any time, but also generate returns from their idle funds. (Professional investment management capabilities are used to select high-quality and robust investment products.)
Get Set Once and For All
Sign a one-time agreement for automatic subscriptions on daily basis.
Low Risk
The excess funds facility mainly invests in highly secure high liquidity funds with low risk and low volatility, meeting the liquidity needs of investors on the basis of generating returns.
2. Can Cash Plus be used for currency conversion and withdrawal?
No. Generally, funds in Cash Plus must be manually redeemed before currency conversion or withdrawal requests can be processed.
For withdrawals, our system will automatically initiate the redemption of Cash Plus funds on behalf of clients. Once the redemption is successful, the withdrawal will be processed automatically. This process typically takes 1–2 business days.
For currency conversion, funds in Cash Plus must be manually redeemed before a conversion request can be submitted. However, for clients with the auto-conversion facility, the system will automatically redeem sufficient funds from Cash Plus whenever there is a debit balance in another currency. Once the redemption is completed, the proceeds will be automatically converted to offset the debit balance
3. Can Cash Plus be redeemed manually?
Yes, redemption requests can be submitted at any time on the Cash Plus page. Once it is successfully redeemed, the cash can directly be used for stock trading, currency conversion as well as withdrawal. The redemption process may take approximately 1 business day. Do note that idle cash from Cash Plus redemption will only be placed back 3 days after successful redemption.
In the case of trading, Cash Plus will automatically subscribe or redeem according to the balance in your securities account:
Auto-Subscription:
Once a sales trade has been settled, idle cash will be automatically invested into Cash Plus underlying funds at a fixed time daily with minimum subscription amount of 1 and subscription fee of 0.
Auto-Redemption:
Once a buy trade has been successfully done (T+1), funds will be automatically redeemed into cash for settlement at a fixed time daily with minimum holdings of 1 and redemption fee of 0.
Disclaimer: Although the Cash Plus facility is aimed at maximizing the return on your idle funds, it is important to note that clients are responsible for ensuring there are sufficient funds in their accounts for settlement purposes in the event that the funds from the Cash Plus redemption are not credited in time for trade settlement.
4. Does Cash Plus offer a fixed return？And is it safe?
No, the return is not principal guaranteed. However, the investment mandate is strictly to preserve the fund’s principal value and maintain a high degree of liquidity while producing returns comparable to savings deposits. The high liquidity funds invested are iFAST SGD Enhanced Liquidity A SGD for SGD, and iFAST USD Enhanced Liquidity USD A for USD. The funds invest in high quality, short-term instruments such as high quality government and corporate bonds, commercial bills and fixed deposits that mature in 397 days or less.
5. How to calculate the return？
Idle cash that is received before 08:00 AM on SG trading day will be automatically placed into the Cash Plus facility on the same day (T). Otherwise, it will only be placed into Cash Plus facility on the next trading day (T+1).
Examples:
Scenario 1: The cash was received at 7:30 AM on Monday, then the fund will be automatically placed into Cash Plus on the same day while the subscription unit will be confirmed on Monday. Cash Plus return will be computed from Tuesday onwards.
Scenario 2: The cash was received at 3:30 PM on Monday, then the fund will be automatically placed into Cash Plus on Tuesday while the subscription unit will be confirmed on Tuesday. Cash Plus return will be computed from Wednesday onwards.
Disclosures
This article is for reference only and does not constitute any investment advice.
Office hours of HK Hotline and Whatsapp: 9:00 - 18:00 * (GMT+8) on trading days
Office hours of Global Hotline: Trading days 24 hours; Non-trading days 9:00 - 18:00 * (GMT+8)
Outside of the above service hours, if you have any questions, please contact our online customer service.
Office hours of online customer service:
© 2026 Longbridge
* Offers are subject to terms and conditions
A licensed corporation recognized by the SFC (CE No. BPX066). Holder of License Types 1 (Dealing in Securities), 2 (Dealing in Futures Contracts), 4 (Advising on Securities) and 9 (Asset Management). Also a registered HKEX participant and HKSCC participant.
Registered with the Monetary Authority of Singapore (MAS), Long Bridge Securities Pte. Ltd. is a Capital Markets Services Licence holder and Exempt Financial Adviser (Licence No. CMS101211).
A broker dealer registered with the Securities and Exchange Commission (SEC)(CRD: 314519/SEC: 8-70711), a member of the Financial Industry Regulatory Authority (FINRA) and Securities Investor Protection Corporation (SIPC).
New Zealand registered Financial Service Provider (FSP number: FS600050) and a member of the Financial Dispute Resolution Scheme, a New Zealand independent dispute resolution service provider.
The content and materials published here on this website is for general information only and should not be regarded or deemed to be an offer, invitation, or solicitation, recommendation or advice to buy, sell, subscribe or dispose of any investment products or financial services. It does not take into account the specific personal circumstances, investment objectives, financial situation or particular needs of a person and may be subject to change without notice.
Please consult your financial or other professional advisers if you are unsure about the information contained herein. Investments involve risks. Be aware that investments may increase or decrease in value and that past performance is no guarantee of future returns, you may not get back the amount originally invested. You should not make any investment decision based on this content alone.