餘額通交易規則
本文將介紹餘額通資金自動轉入轉出機製以及交易時間和周期。
1.自動轉入：
在開通餘額通後，您在長橋賬戶內的閑置資金將被自動轉入餘額通對應的貨幣基金。
2.自動轉出：
- 發⽣扣款時，結算時按需要會⾃動扣減貨幣基⾦持倉，預計主要包括股票等產品的購買以及提現⾏為。
- 取消貨幣基⾦⾃動投資協議時會全部轉出。
3.交易時間：
每天固定時間⾃動轉⼊轉出，⽆需約定特定的交易時間。
4.周期：
資⾦到賬後⼀個交易⽇內，⾃動轉⼊貨幣基⾦並開始計算收益。
註：按照香港交易⽇計算，節假⽇順延。
5.近 7 日收益和 7 日年化利率計算周期：
根據最近 7 個日曆日期間的淨值計算得到的淨收益率進行年化而得出，該指標並不代表實際的 1 年收益率。
關鍵要點：
自動轉入：簽署協議後閑置資金自動投資
自動轉出：扣款時自動贖回基金份額，取消協議時全額轉出
交易時效：資金到賬後 1 個交易日完成轉入（節假日順延）
收益計算：按日曆日顯示近 7 日收益及年化利率
本文僅作參考，不構成任何投資建議。
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